Heuristic signals, not automated blocks — everything here is a starting point for a human to investigate, not an action taken on its own.

High-risk accounts

Ranked by how many separate signals each account triggers.

Same bank account, multiple users

Rapid withdrawals

Abnormal credits

New accounts (<48h old) receiving deposits well above the platform average.

Chargebacks aren't tracked here yet — Paystack's Disputes API isn't integrated anywhere in this codebase, so there's no data source to build that signal from. Real gap, not an oversight in this page.